Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
32
9
41
21.95%
23.88%
2024
0
0
0
0.00%
23.31%
2023
32
8
40
20.00%
22.83%
2022
25
8
33
24.24%
23.10%
2021
23
8
31
25.81%
22.81%
2020
19
4
23
17.39%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
1
13
7.69%
49.08%
2024
0
0
0
0.00%
47.46%
2023
19
2
21
9.52%
47.29%
2022
13
2
15
13.33%
45.44%
2021
18
4
22
18.18%
44.40%
2020
14
7
21
33.33%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
42
34
76
44.74%
42.44%
2024
0
0
0
0.00%
41.75%
2023
46
30
76
39.47%
38.64%
2022
44
37
81
45.68%
39.39%
2021
62
50
112
44.64%
40.41%
2020
68
63
131
48.09%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
19
3
22
13.64%
38.98%
2024
0
0
0
0.00%
39.58%
2023
30
11
41
26.83%
36.96%
2022
22
14
36
38.89%
37.07%
2021
26
21
47
44.68%
39.17%
2020
34
12
46
26.09%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
0
2
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
3
1
4
25.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
4
0
4
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
37.14%
2021
1
0
1
0.00%
35.46%
2020
2
4
6
66.67%
33.86%