C
Heritage P&C Ins Co
Tampa,  FL
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.20
Risk Adjusted
Capital Ratio #2
0.80
Loss
Ratio
56.40%
Total
Assets
824.21M
Capital
154.86M
Net
Premiums
414.52M
Net
Income
10.59M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
42
64
106
60.38%
38.64%
2022
180
216
396
54.55%
39.39%
2021
112
150
262
57.25%
40.41%
2020
66
70
136
51.47%
48.09%
2019
121
148
269
55.02%
43.30%
2018
273
15
288
5.21%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
5,099
2,322
7,421
31.29%
36.96%
2022
12,076
6,763
18,839
35.90%
37.08%
2021
9,039
3,375
12,414
27.19%
39.17%
2020
10,150
4,067
14,217
28.61%
35.42%
2019
5,938
2,613
8,551
30.56%
35.34%
2018
9,702
841
10,543
7.98%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
77
83
160
51.88%
16.34%
2022
87
91
178
51.12%
11.13%
2021
97
88
185
47.57%
18.93%
2020
528
528
1,056
50.00%
20.93%
2019
47
43
90
47.78%
16.90%
2018
91
30
121
24.79%
11.94%