C
Heritage P&C Ins Co
Tampa,  FL
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.50
Risk Adjusted
Capital Ratio #2
0.40
Loss
Ratio
57.34%
Total
Assets
814.77M
Capital
176.72M
Net
Premiums
454.94M
Net
Income
32.76M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
112
123
235
52.34%
41.49%
2023
42
64
106
60.38%
38.64%
2022
180
216
396
54.55%
39.39%
2021
112
150
262
57.25%
40.41%
2020
66
70
136
51.47%
48.09%
2019
121
148
269
55.02%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
8,825
4,430
13,255
33.42%
39.63%
2023
5,099
2,322
7,421
31.29%
36.96%
2022
12,076
6,763
18,839
35.90%
37.07%
2021
9,039
3,375
12,414
27.19%
39.17%
2020
10,150
4,067
14,217
28.61%
35.42%
2019
5,938
2,613
8,551
30.56%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
65
71
136
52.21%
12.77%
2023
77
83
160
51.88%
16.34%
2022
87
91
178
51.12%
11.13%
2021
97
88
185
47.57%
18.93%
2020
528
528
1,056
50.00%
20.93%
2019
47
43
90
47.78%
16.90%