C
GuideOne Specialty Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
0.80
Loss
Ratio
64.95%
Total
Assets
310.17M
Capital
84.95M
Net
Premiums
130.08M
Net
Income
1.76M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
122
81
203
39.90%
23.31%
2023
142
72
214
33.64%
22.83%
2022
180
52
232
22.41%
23.10%
2021
127
34
161
21.12%
22.81%
2020
133
43
176
24.43%
21.51%
2019
140
64
204
31.37%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
96
79
175
45.14%
47.44%
2023
104
76
180
42.22%
47.29%
2022
82
57
139
41.01%
45.44%
2021
44
31
75
41.33%
44.40%
2020
62
39
101
38.61%
42.45%
2019
83
36
119
30.25%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
246
207
453
45.70%
41.75%
2023
293
203
496
40.93%
38.64%
2022
286
207
493
41.99%
39.39%
2021
274
167
441
37.87%
40.41%
2020
384
289
673
42.94%
48.09%
2019
393
241
634
38.01%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
37.07%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
81.35%
2023
1
2
3
66.67%
74.87%
2022
0
1
1
100.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
1
1
100.00%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7
14
21
66.67%
12.20%
2023
7
12
19
63.16%
16.34%
2022
7
8
15
53.33%
11.13%
2021
6
6
12
50.00%
18.93%
2020
5
5
10
50.00%
20.93%
2019
4
7
11
63.64%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
46.15%
2020
0
0
0
0.00%
43.90%
2019
0
0
0
0.00%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
109
63
172
36.63%
35.33%
2023
167
94
261
36.02%
35.67%
2022
280
191
471
40.55%
37.14%
2021
138
60
198
30.30%
35.46%
2020
316
164
480
34.17%
33.86%
2019
284
66
350
18.86%
34.01%