Municipal Mutual Ins Co of WV

Wellsburg, WV

Rating Date

October 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.56

Risk Adjusted
Capital Ratio #2

1.66

Loss
Ratio

71.28%

Total
Assets

58.43M

Capital

36.68M

Net
Premiums

10.59M

Net
Income

-4.17M

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Weiss Ratings	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	8.00
Investment Safety Index	--
Liquidity Index	6.80
Profitability Index	5.00
Reserve Adequacy Index	9.30
Stability Index	5.30

Company Info	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	14656
Phone Number	(304) 737-3371
Website	www.mmicins.com
Address	950 Main Street Wellsburg, WV 26070

Balance Sheet	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	58.43M

Capital and Reserves	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.56
Risk-Adjusted Capital Ratio #2	1.66
1-Year Reserve Development	-100.00%
2-Year Reserve Development	-490.00%
Capital	36.68M
Premium to Surplus	60.00%
Reserves to Surplus	10.00%

Investments	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	110.00%
Combined Ratio	90.00%
Expense Ratio	20.00%
Loss Ratio	71.28%
Net Premium Growth	0.00%

Other Medical	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Municipal Mutual Ins Co of WV Wellsburg, WV	Click to Compare	Click to Compare	Click to Compare
Net Income	-4.17M
Net Premium	10.59M
Health Premium	--