C
US Legal Svcs Inc (TN)
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Premiums
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Major Rating Factors: Weak overall results on stability tests (2.4 on a scale of 0 to 10) including weak risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors: Excellent profitability index (8.0) with operating gains in each of the last five years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AZ, TN, UT
Principal Investments: Cash (56.3%), other (43.7%)
Ratios
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Investments in Affiliates
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Corporate Info
Group Affiliation
US Legal Services Inc
Investment Rating
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Company Address
8133 Baymeadows Way
Jacksonville, FL 32256
Phone Number
(904) 448-6000
NAIC Number
14689
Largest Affiliates
No affiliate information available.