D
US Legal Svcs Inc (TN)
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Premiums
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Major Rating Factors: Weak profitability index (1.9 on a scale of 0 to 10). Weak overall results on stability tests (1.6) including weak results on operational trends, weak risk diversification and negative cash flow from operations for 2025. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Superior liquidity (9.4) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AZ, TN, UT
Principal Investments: Cash (100.0%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
US Legal Services Inc
Investment Rating
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Company Address
8133 Baymeadows Way
Jacksonville, FL 32256
Phone Number
(904) 448-6000
NAIC Number
14689
Largest Affiliates
There are no affiliate to display.