B
EastGUARD Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.86
Risk Adjusted
Capital Ratio #2
0.57
Loss
Ratio
127.59%
Total
Assets
383.76M
Capital
75.93M
Net
Premiums
29.36M
Net
Income
-7.90M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
257
179
436
41.06%
23.31%
2023
553
257
810
31.73%
22.83%
2022
523
470
993
47.33%
23.10%
2021
422
474
896
52.90%
22.81%
2020
504
556
1,060
52.45%
21.51%
2019
417
445
862
51.62%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
780
185
965
19.17%
47.45%
2023
548
304
852
35.68%
47.29%
2022
460
469
929
50.48%
45.44%
2021
262
336
598
56.19%
44.40%
2020
638
798
1,436
55.57%
42.45%
2019
696
570
1,266
45.02%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
259
110
369
29.81%
41.74%
2023
308
198
506
39.13%
38.64%
2022
439
411
850
48.35%
39.39%
2021
532
419
951
44.06%
40.41%
2020
448
628
1,076
58.36%
48.09%
2019
412
328
740
44.32%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,095
122
1,217
10.02%
39.58%
2023
1,165
183
1,348
13.58%
36.96%
2022
853
169
1,022
16.54%
37.07%
2021
955
177
1,132
15.64%
39.17%
2020
323
194
517
37.52%
35.42%
2019
232
40
272
14.71%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
2
6
33.33%
81.44%
2023
0
4
4
100.00%
74.87%
2022
1
2
3
66.67%
72.69%
2021
9
4
13
30.77%
79.01%
2020
1
11
12
91.67%
80.13%
2019
2
6
8
75.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14
2
16
12.50%
12.32%
2023
11
17
28
60.71%
16.34%
2022
9
12
21
57.14%
11.13%
2021
14
5
19
26.32%
18.93%
2020
16
28
44
63.64%
20.93%
2019
9
18
27
66.67%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
346
168
514
32.68%
35.33%
2023
376
195
571
34.15%
35.67%
2022
440
280
720
38.89%
37.14%
2021
540
209
749
27.90%
35.46%
2020
474
54
528
10.23%
33.86%
2019
530
196
726
27.00%
34.01%