Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
371
0
371
0.00%
23.88%
2024
234
0
234
0.00%
23.31%
2023
200
0
200
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
311
79
390
20.26%
22.81%
2020
320
59
379
15.57%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
22
0
22
0.00%
42.44%
2024
32
0
32
0.00%
41.75%
2023
23
0
23
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
17
11
28
39.29%
40.41%
2020
26
19
45
42.22%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
520
0
520
0.00%
38.98%
2024
532
0
532
0.00%
39.58%
2023
492
0
492
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
530
181
711
25.46%
39.17%
2020
755
194
949
20.44%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
3
0
3
0.00%
12.32%
2023
1
0
1
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
3
4
75.00%
18.93%
2020
2
3
5
60.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
276
0
276
0.00%
45.21%
2024
285
0
285
0.00%
45.23%
2023
237
0
237
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
84
20
104
19.23%
46.87%
2020
84
22
106
20.75%
43.90%