Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
497
51
548
9.31%
23.88%
2024
571
41
612
6.70%
23.31%
2023
711
50
761
6.57%
22.83%
2022
805
73
878
8.31%
23.10%
2021
746
54
800
6.75%
22.81%
2020
691
49
740
6.62%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
41.75%
2023
0
0
0
0.00%
38.64%
2022
1
2
3
66.67%
39.39%
2021
1
0
1
0.00%
40.41%
2020
0
1
1
100.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
270
84
354
23.73%
38.98%
2024
228
104
332
31.33%
39.58%
2023
224
109
333
32.73%
36.96%
2022
577
202
779
25.93%
37.07%
2021
255
139
394
35.28%
39.17%
2020
276
129
405
31.85%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
0
3
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
1
0
1
0.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
0
2
2
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
84
6
90
6.67%
45.21%
2024
109
10
119
8.40%
45.23%
2023
130
4
134
2.99%
44.64%
2022
128
13
141
9.22%
46.15%
2021
118
14
132
10.61%
46.87%
2020
117
13
130
10.00%
43.90%