C
PA Lumbermens Mutual Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.56
Risk Adjusted
Capital Ratio #2
0.97
Loss
Ratio
76.65%
Total
Assets
809.41M
Capital
217.05M
Net
Premiums
145.34M
Net
Income
5.87M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
511
294
805
36.52%
23.31%
2023
565
310
875
35.43%
22.83%
2022
587
308
895
34.41%
23.10%
2021
617
206
823
25.03%
22.81%
2020
563
187
750
24.93%
21.51%
2019
638
154
792
19.44%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
608
463
1,071
43.23%
47.45%
2023
711
555
1,266
43.84%
47.29%
2022
701
446
1,147
38.88%
45.44%
2021
792
400
1,192
33.56%
44.40%
2020
805
347
1,152
30.12%
42.45%
2019
1,125
347
1,472
23.57%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
5
6
11
54.55%
81.44%
2023
6
6
12
50.00%
74.87%
2021
2
7
9
77.78%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
172
176
348
50.57%
12.32%
2023
164
155
319
48.59%
16.34%
2022
193
144
337
42.73%
11.13%
2021
176
120
296
40.54%
18.93%
2020
210
126
336
37.50%
20.93%
2019
282
136
418
32.54%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
13
39
52
75.00%
63.97%
2023
4
33
37
89.19%
62.55%
2022
0
14
14
100.00%
56.52%
2021
4
16
20
80.00%
62.74%
2020
4
21
25
84.00%
61.51%
2019
7
35
42
83.33%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%
2019
0
0
0
0.00%
34.01%