A
Preferred Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.81
Risk Adjusted
Capital Ratio #2
2.56
Loss
Ratio
61.94%
Total
Assets
743.71M
Capital
301.54M
Net
Premiums
367.79M
Net
Income
16.99M
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Weiss Ratings Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Rating A
Capitalization Index 9.30
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 6.70
Reserve Adequacy Index 8.10
Stability Index 7.20
Company Info Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Industry P&C
NAIC Number 15024
Phone Number (607) 847-6161
Website www.preferredmutual.com
Address One Preferred Way New Berlin, NY 13411
Balance Sheet Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Total Assets 743.71M
Capital and Reserves Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Risk-Adjusted Capital Ratio #1 3.81
Risk-Adjusted Capital Ratio #2 2.56
1-Year Reserve Development 2.69%
2-Year Reserve Development -0.45%
Capital 301.54M
Premium to Surplus 121.97%
Reserves to Surplus 61.72%
Investments Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 99.96%
Combined Ratio 98.01%
Expense Ratio 36.07%
Loss Ratio 61.94%
Net Premium Growth 7.63%
Other Medical Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Net Income 16.99M
Net Premium 367.79M
Health Premium --