A
Preferred Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.10
Risk Adjusted
Capital Ratio #2
2.70
Loss
Ratio
63.62%
Total
Assets
695.44M
Capital
276.29M
Net
Premiums
341.73M
Net
Income
-993.10K
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Weiss Ratings Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Rating A
Capitalization Index 9.60
Investment Safety Index --
Liquidity Index 7.30
Profitability Index 5.00
Reserve Adequacy Index 8.10
Stability Index 7.20
Company Info Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Industry P&C
NAIC Number 15024
Phone Number (607) 847-6161
Website www.preferredmutual.com
Address One Preferred Way New Berlin, NY 13411
Balance Sheet Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Total Assets 695.44M
Capital and Reserves Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Risk-Adjusted Capital Ratio #1 4.10
Risk-Adjusted Capital Ratio #2 2.70
1-Year Reserve Development -40.00%
2-Year Reserve Development -570.00%
Capital 276.29M
Premium to Surplus 120.00%
Reserves to Surplus 70.00%
Investments Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 63.62%
Net Premium Growth 20.00%
Other Medical Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Preferred Mutual Ins Co
New Berlin, NY 		Click to
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Net Income -993.10K
Net Premium 341.73M
Health Premium --