A
SummitPoint Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings SummitPoint Ins Co
Charleston, WV
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Rating A
Capitalization Index 9.50
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 8.30
Reserve Adequacy Index 9.30
Stability Index 6.70
Company Info SummitPoint Ins Co
Charleston, WV
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Industry P&C
NAIC Number 15136
Phone Number (304) 941-1000
Website www.encova.com
Address 400 Quarrier Street Charleston, WV 25301
Balance Sheet SummitPoint Ins Co
Charleston, WV
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Total Assets 116.15M
Capital and Reserves SummitPoint Ins Co
Charleston, WV
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Risk-Adjusted Capital Ratio #1 4.26
Risk-Adjusted Capital Ratio #2 2.75
1-Year Reserve Development -4.60%
2-Year Reserve Development -4.84%
Capital 38.90M
Premium to Surplus 61.80%
Reserves to Surplus 100.82%
Investments SummitPoint Ins Co
Charleston, WV
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios SummitPoint Ins Co
Charleston, WV
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Medical Loss Ratio --
Cash From Underwriting 107.19%
Combined Ratio 98.64%
Expense Ratio 30.31%
Loss Ratio 68.33%
Net Premium Growth -0.84%
Other Medical SummitPoint Ins Co
Charleston, WV
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability SummitPoint Ins Co
Charleston, WV
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Net Income 2.60M
Net Premium 24.04M
Health Premium --