E
Standard P&C Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
347
88
435
20.23%
23.31%
2023
462
95
557
17.06%
22.83%
2022
499
139
638
21.79%
23.10%
2021
736
156
892
17.49%
22.81%
2020
902
200
1,102
18.15%
21.51%
2019
1,641
284
1,925
14.75%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
1
1
100.00%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
183
60
243
24.69%
39.58%
2023
375
116
491
23.63%
36.96%
2022
240
91
331
27.49%
37.07%
2021
345
105
450
23.33%
39.17%
2020
588
164
752
21.81%
35.42%
2019
780
203
983
20.65%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
141
75
216
34.72%
45.22%
2023
169
98
267
36.70%
44.64%
2022
175
92
267
34.46%
46.15%
2021
249
161
410
39.27%
46.87%
2020
351
176
527
33.40%
43.90%
2019
686
339
1,025
33.07%
42.09%