Society Ins a Mutual Co
Major Rating Factors:
Good liquidity (6.4 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.9) despite negative cash flow from operations for 2025. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (8.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Fair profitability index (4.6) with operating losses during 2022, 2023 and 2024.
Stability Factors:
F - Negative cash flow.
L - Past results on our liquidity tests.
Principal Lines of Business:
Comm multi (57.5%), work comp (20.6%), personal/comm auto (7.2%), other (14.8%)
Licensed in:
AZ, CO, GA, IA, IL, IN, KS, KY, MI, MN, MO, NC, OH, SC, TN, TX, UT, WI
Principal Investments:
Investment grade bonds (84.0%), common stock (7.3%), cash (3.3%), non investment grade bonds (2.1%), real estate (1.1%), preferred stock (0.4%), other (1.8%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
150 Camelot Drive
Fond du Lac, WI 54936
Fond du Lac, WI 54936
Phone Number
(920) 922-1220
NAIC Number
15261
Website
Largest Affiliates
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