B
Upland Mutual Ins Inc
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.44
Risk Adjusted
Capital Ratio #2
2.55
Loss
Ratio
73.96%
Total
Assets
48.96M
Capital
28.29M
Net
Premiums
12.01M
Net
Income
698.37K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
187
34
221
15.38%
23.31%
2023
172
26
198
13.13%
22.83%
2022
162
19
181
10.50%
23.10%
2021
0
0
0
0.00%
22.81%
2020
211
28
239
11.72%
21.51%
2019
195
47
242
19.42%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
513
193
706
27.34%
39.58%
2023
445
195
640
30.47%
36.96%
2022
470
201
671
29.96%
37.07%
2021
0
0
0
0.00%
39.17%
2020
468
150
618
24.27%
35.42%
2019
678
277
955
29.01%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
4
6
66.67%
12.32%
2023
0
4
4
100.00%
16.34%
2022
0
3
3
100.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
2
0
2
0.00%
20.93%
2019
3
2
5
40.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
56
11
67
16.42%
45.22%
2023
56
13
69
18.84%
44.64%
2022
51
9
60
15.00%
46.15%
2021
0
0
0
0.00%
46.87%
2020
55
17
72
23.61%
43.90%
2019
83
12
95
12.63%
42.09%