B
Utica First Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.70
Risk Adjusted
Capital Ratio #2
1.42
Loss
Ratio
65.71%
Total
Assets
440.93M
Capital
144.29M
Net
Premiums
95.10M
Net
Income
-3.93M
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Weiss Ratings Utica First Ins Co
Oriskany, NY 		Click to
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Rating B
Capitalization Index 7.60
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 3.80
Reserve Adequacy Index 5.30
Stability Index 7.10
Company Info Utica First Ins Co
Oriskany, NY 		Click to
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Industry P&C
NAIC Number 15326
Phone Number (315) 736-8211
Website www.uticafirst.com
Address 5981 Airport Road Oriskany, NY 13424
Balance Sheet Utica First Ins Co
Oriskany, NY 		Click to
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Total Assets 440.93M
Capital and Reserves Utica First Ins Co
Oriskany, NY 		Click to
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Risk-Adjusted Capital Ratio #1 1.70
Risk-Adjusted Capital Ratio #2 1.42
1-Year Reserve Development 280.00%
2-Year Reserve Development 1,440.00%
Capital 144.29M
Premium to Surplus 130.00%
Reserves to Surplus 110.00%
Investments Utica First Ins Co
Oriskany, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Utica First Ins Co
Oriskany, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 65.71%
Net Premium Growth 20.00%
Other Medical Utica First Ins Co
Oriskany, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Utica First Ins Co
Oriskany, NY 		Click to
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Net Income -3.93M
Net Premium 95.10M
Health Premium --