E
Excela Reciprocal RRG
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.62
Risk Adjusted
Capital Ratio #2
0.27
Loss
Ratio
74.98%
Total
Assets
27.69M
Capital
8.70M
Net
Premiums
8.24M
Net
Income
2.47M
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Weiss Ratings Excela Reciprocal RRG
Colchester, VT 		Click to
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Rating E
Capitalization Index 0.90
Investment Safety Index --
Liquidity Index 3.00
Profitability Index 8.40
Reserve Adequacy Index 5.20
Stability Index 2.80
Company Info Excela Reciprocal RRG
Colchester, VT 		Click to
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Industry P&C
NAIC Number 15337
Phone Number (802) 864-5599
Website --
Address 463 Mountain View Drive Colchester, VT 05446
Balance Sheet Excela Reciprocal RRG
Colchester, VT 		Click to
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Total Assets 27.69M
Capital and Reserves Excela Reciprocal RRG
Colchester, VT 		Click to
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Risk-Adjusted Capital Ratio #1 0.62
Risk-Adjusted Capital Ratio #2 0.27
1-Year Reserve Development -1.41%
2-Year Reserve Development -3.06%
Capital 8.70M
Premium to Surplus 94.64%
Reserves to Surplus 217.08%
Investments Excela Reciprocal RRG
Colchester, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Excela Reciprocal RRG
Colchester, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 207.36%
Combined Ratio 82.27%
Expense Ratio 7.29%
Loss Ratio 74.98%
Net Premium Growth 78.61%
Other Medical Excela Reciprocal RRG
Colchester, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Excela Reciprocal RRG
Colchester, VT 		Click to
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Net Income 2.47M
Net Premium 8.24M
Health Premium --