E
Excela Reciprocal RRG
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.62
Risk Adjusted
Capital Ratio #2
0.27
Loss
Ratio
88.42%
Total
Assets
29.27M
Capital
6.83M
Net
Premiums
8.13M
Net
Income
595.54K
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Weiss Ratings Excela Reciprocal RRG
Colchester, VT 		Click to
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Rating E
Capitalization Index 0.70
Investment Safety Index --
Liquidity Index 2.90
Profitability Index 4.00
Reserve Adequacy Index 4.70
Stability Index 0.00
Company Info Excela Reciprocal RRG
Colchester, VT 		Click to
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Industry P&C
NAIC Number 15337
Phone Number (802) 864-5599
Website --
Address 463 Mountain View Drive Colchester, VT 05446
Balance Sheet Excela Reciprocal RRG
Colchester, VT 		Click to
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Total Assets 29.27M
Capital and Reserves Excela Reciprocal RRG
Colchester, VT 		Click to
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Risk-Adjusted Capital Ratio #1 0.62
Risk-Adjusted Capital Ratio #2 0.27
1-Year Reserve Development -540.00%
2-Year Reserve Development -1,290.00%
Capital 6.83M
Premium to Surplus 70.00%
Reserves to Surplus 260.00%
Investments Excela Reciprocal RRG
Colchester, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Excela Reciprocal RRG
Colchester, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 10.00%
Loss Ratio 88.42%
Net Premium Growth 10.00%
Other Medical Excela Reciprocal RRG
Colchester, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Excela Reciprocal RRG
Colchester, VT 		Click to
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Net Income 595.54K
Net Premium 8.13M
Health Premium --