B
Safepoint Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.17
Risk Adjusted
Capital Ratio #2
1.47
Loss
Ratio
38.57%
Total
Assets
182.05M
Capital
108.40M
Net
Premiums
70.74M
Net
Income
10.89M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
23.88%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
49.08%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
18
18
36
50.00%
42.44%
2024
113
146
259
56.37%
41.75%
2023
106
123
229
53.71%
38.64%
2022
63
123
186
66.13%
39.39%
2021
292
199
491
40.53%
40.41%
2020
73
120
193
62.18%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
423
298
721
41.33%
38.98%
2024
1,494
1,569
3,063
51.22%
39.58%
2023
1,437
665
2,102
31.64%
36.96%
2022
2,151
1,307
3,458
37.80%
37.07%
2021
900
549
1,449
37.89%
39.17%
2020
1,048
610
1,658
36.79%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
4
8
50.00%
13.25%
2024
14
16
30
53.33%
12.32%
2023
8
6
14
42.86%
16.34%
2022
25
17
42
40.48%
11.13%
2021
15
11
26
42.31%
18.93%
2020
19
12
31
38.71%
20.93%