A
Housing Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
27.34
Risk Adjusted
Capital Ratio #2
19.71
Loss
Ratio
32.88%
Total
Assets
56.96M
Capital
53.58M
Net
Premiums
2.91M
Net
Income
2.32M
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Weiss Ratings Housing Specialty Ins Co
Cheshire, CT 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.10
Profitability Index 5.20
Reserve Adequacy Index 9.20
Stability Index 6.90
Company Info Housing Specialty Ins Co
Cheshire, CT 		Click to
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Industry P&C
NAIC Number 15381
Phone Number (203) 272-8220
Website www.haigroup.com
Address 189 Commerce Court Cheshire, CT 06410
Balance Sheet Housing Specialty Ins Co
Cheshire, CT 		Click to
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Total Assets 56.96M
Capital and Reserves Housing Specialty Ins Co
Cheshire, CT 		Click to
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Risk-Adjusted Capital Ratio #1 27.34
Risk-Adjusted Capital Ratio #2 19.71
1-Year Reserve Development -0.72%
2-Year Reserve Development -1.24%
Capital 53.58M
Premium to Surplus 5.43%
Reserves to Surplus 3.50%
Investments Housing Specialty Ins Co
Cheshire, CT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Housing Specialty Ins Co
Cheshire, CT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 137.50%
Combined Ratio 87.95%
Expense Ratio 55.07%
Loss Ratio 32.88%
Net Premium Growth -0.21%
Other Medical Housing Specialty Ins Co
Cheshire, CT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Housing Specialty Ins Co
Cheshire, CT 		Click to
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Net Income 2.32M
Net Premium 2.91M
Health Premium --