B
Clear Spring P&C Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.20
Risk Adjusted
Capital Ratio #2
1.10
Loss
Ratio
93.83%
Total
Assets
664.12M
Capital
202.21M
Net
Premiums
35.88M
Net
Income
321.56K
My Lists My Alerts
Weiss Ratings Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 7.00
Investment Safety Index --
Liquidity Index 7.20
Profitability Index 2.90
Reserve Adequacy Index 7.00
Stability Index 7.40
Company Info Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 15563
Phone Number (781) 790-8690
Website p.clearspringpc.com
Address 10555 Group 1001 Way Zionsville, IN 46077
Balance Sheet Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 664.12M
Capital and Reserves Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.20
Risk-Adjusted Capital Ratio #2 1.10
1-Year Reserve Development 390.00%
2-Year Reserve Development 320.00%
Capital 202.21M
Premium to Surplus 20.00%
Reserves to Surplus 20.00%
Investments Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 35.38%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 40.00%
Combined Ratio 130.00%
Expense Ratio 40.00%
Loss Ratio 93.83%
Net Premium Growth 0.00%
Other Medical Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Clear Spring P&C Co
Zionsville, IN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 321.56K
Net Premium 35.88M
Health Premium --