C
Verti Ins Co
Webster,  MA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.51
Risk Adjusted
Capital Ratio #2
4.96
Loss
Ratio
--
Total
Assets
52.57M
Capital
24.21M
Net
Premiums
0.00
Net
Income
-618.59K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
10
1
11
9.09%
23.10%
2021
2,431
415
2,846
14.58%
22.81%
2020
4,381
608
4,989
12.19%
21.51%
2019
392
154
546
28.21%
22.66%
2018
110
36
146
24.66%
21.92%
2017
1,998
240
2,238
10.72%
22.02%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
47
20
67
29.85%
44.40%
2020
49
21
70
30.00%
42.45%
2017
41
13
54
24.07%
44.67%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
7
2
9
22.22%
40.41%
2020
7
6
13
46.15%
48.09%
2017
8
2
10
20.00%
43.29%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
139
91
230
39.57%
39.17%
2020
304
117
421
27.79%
35.42%
2017
96
38
134
28.36%
34.90%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2017
0
0
0
0.00%
20.44%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
3
3
6
50.00%
46.15%
2021
545
282
827
34.10%
46.87%
2020
1,074
426
1,500
28.40%
43.90%
2019
153
180
333
54.05%
42.09%
2018
24
31
55
56.36%
39.60%
2017
560
200
760
26.32%
38.71%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2017
0
0
0
0.00%
47.26%