A
Residence Mutual Ins Co
Irvine,  CA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.66
Risk Adjusted
Capital Ratio #2
2.29
Loss
Ratio
68.09%
Total
Assets
193.31M
Capital
128.85M
Net
Premiums
65.27M
Net
Income
5.56M
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Weiss Ratings Residence Mutual Ins Co
Irvine, CA 		Click to
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Rating A
Capitalization Index 8.90
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 8.10
Reserve Adequacy Index 6.80
Stability Index 7.40
Company Info Residence Mutual Ins Co
Irvine, CA 		Click to
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Industry P&C
NAIC Number 15776
Phone Number (949) 724-9402
Website www.westernmutual.com/residencemutual
Address 2172 Dupont Drive Irvine, CA 92612
Balance Sheet Residence Mutual Ins Co
Irvine, CA 		Click to
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Total Assets 193.31M
Capital and Reserves Residence Mutual Ins Co
Irvine, CA 		Click to
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Risk-Adjusted Capital Ratio #1 3.66
Risk-Adjusted Capital Ratio #2 2.29
1-Year Reserve Development -0.13%
2-Year Reserve Development 2.44%
Capital 128.85M
Premium to Surplus 50.66%
Reserves to Surplus 14.91%
Investments Residence Mutual Ins Co
Irvine, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Residence Mutual Ins Co
Irvine, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 135.90%
Combined Ratio 95.64%
Expense Ratio 27.55%
Loss Ratio 68.09%
Net Premium Growth 17.61%
Other Medical Residence Mutual Ins Co
Irvine, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Residence Mutual Ins Co
Irvine, CA 		Click to
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Net Income 5.56M
Net Premium 65.27M
Health Premium --