Falls Lake Fire & Casualty Co

Raleigh, NC

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.79

Risk Adjusted
Capital Ratio #2

0.45

Loss
Ratio

79.47%

Total
Assets

558.41M

Capital

124.98M

Net
Premiums

96.70M

Net
Income

12.75M

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Weiss Ratings	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	3.30
Investment Safety Index	--
Liquidity Index	6.40
Profitability Index	4.60
Reserve Adequacy Index	2.00
Stability Index	6.80

Company Info	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	15884
Phone Number	(919) 882-3585
Website	jrvrgroup.com/falls-lake-insurance
Address	6131 Falls of Neuse Road Raleigh, NC 27609

Balance Sheet	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	558.41M

Capital and Reserves	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.79
Risk-Adjusted Capital Ratio #2	0.45
1-Year Reserve Development	12.19%
2-Year Reserve Development	33.28%
Capital	124.98M
Premium to Surplus	77.37%
Reserves to Surplus	208.34%

Investments	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	97.63%
Combined Ratio	94.36%
Expense Ratio	14.89%
Loss Ratio	79.47%
Net Premium Growth	-10.23%

Other Medical	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Falls Lake Fire & Casualty Co Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Net Income	12.75M
Net Premium	96.70M
Health Premium	--