B
Dover Bay Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.73
Risk Adjusted
Capital Ratio #2
3.46
Loss
Ratio
15.55%
Total
Assets
142.73M
Capital
112.19M
Net
Premiums
33.02M
Net
Income
19.07M
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Weiss Ratings Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 3.30
Reserve Adequacy Index 5.90
Stability Index 7.90
Company Info Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Industry P&C
NAIC Number 15894
Phone Number (309) 766-2311
Website doverbay.statefarm.com
Address One State Farm Plaza Bloomington, IL 61710
Balance Sheet Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Total Assets 142.73M
Capital and Reserves Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Risk-Adjusted Capital Ratio #1 4.73
Risk-Adjusted Capital Ratio #2 3.46
1-Year Reserve Development 0.53%
2-Year Reserve Development 0.90%
Capital 112.19M
Premium to Surplus 29.43%
Reserves to Surplus 2.37%
Investments Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 246.01%
Combined Ratio 45.09%
Expense Ratio 29.53%
Loss Ratio 15.55%
Net Premium Growth -16.20%
Other Medical Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Dover Bay Specialty Ins Co
Bloomington, IL 		Click to
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Net Income 19.07M
Net Premium 33.02M
Health Premium --