B
US Coastal P&C Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.15
Risk Adjusted
Capital Ratio #2
0.79
Loss
Ratio
49.46%
Total
Assets
116.45M
Capital
37.73M
Net
Premiums
54.15M
Net
Income
4.31M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,300
199
1,499
13.28%
38.98%
2024
2,402
1,031
3,433
30.03%
39.58%
2023
650
285
935
30.48%
36.96%
2022
986
396
1,382
28.65%
37.07%
2021
780
64
844
7.58%
39.17%
2020
1,148
562
1,710
32.87%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
10
0
10
0.00%
13.25%
2024
0
1
1
100.00%
12.32%
2023
0
8
8
100.00%
16.34%
2022
2
0
2
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
35.46%