E
DAN RRG Inc
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Poor long-term capitalization index (0.5 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). A history of deficient reserves (1.6) that places pressure on both capital and profits. In 2024 the two year reserve development was 83.0% deficient. Weak overall results on stability tests (2.2) including weak risk adjusted capital in prior years and weak risk diversification. The largest net exposure for one risk is excessive at 13.5% of capital.
Other Rating Factors: Excellent profitability index (8.6) with operating gains in each of the last five years. Excellent expense controls. Excellent liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: SC
Principal Investments: Investment grade bonds (48.8%), cash (32.5%), other (18.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
115 Central Island Street
Charleston, SC 29492
Phone Number
(843) 573-4676
NAIC Number
15928
Website
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Largest Affiliates
No affiliate information available.