Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
2
14
14.29%
23.88%
2024
12
8
20
40.00%
23.31%
2023
9
19
28
67.86%
22.83%
2022
19
27
46
58.70%
23.10%
2021
18
17
35
48.57%
22.81%
2020
7
17
24
70.83%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
259
559
818
68.34%
49.08%
2024
315
583
898
64.92%
47.46%
2023
376
648
1,024
63.28%
47.29%
2022
419
1,076
1,495
71.97%
45.44%
2021
405
502
907
55.35%
44.40%
2020
322
511
833
61.34%
42.45%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
110
415
525
79.05%
45.21%
2024
154
553
707
78.22%
45.23%
2023
138
544
682
79.77%
44.64%
2022
156
477
633
75.36%
46.15%
2021
40
215
255
84.31%
46.87%
2020
94
222
316
70.25%
43.90%