A
Federated Reserve Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
8.00
Risk Adjusted
Capital Ratio #2
5.52
Loss
Ratio
63.71%
Total
Assets
298.84M
Capital
176.41M
Net
Premiums
61.13M
Net
Income
11.81M
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Weiss Ratings Federated Reserve Ins Co
Owatonna, MN 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 8.70
Reserve Adequacy Index 9.30
Stability Index 6.10
Company Info Federated Reserve Ins Co
Owatonna, MN 		Click to
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Industry P&C
NAIC Number 16024
Phone Number (507) 455-5200
Website www.federatedinsurance.com
Address 121 East Park Square Owatonna, MN 55060
Balance Sheet Federated Reserve Ins Co
Owatonna, MN 		Click to
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Total Assets 298.84M
Capital and Reserves Federated Reserve Ins Co
Owatonna, MN 		Click to
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Risk-Adjusted Capital Ratio #1 8.00
Risk-Adjusted Capital Ratio #2 5.52
1-Year Reserve Development -3.39%
2-Year Reserve Development -5.24%
Capital 176.41M
Premium to Surplus 34.66%
Reserves to Surplus 47.31%
Investments Federated Reserve Ins Co
Owatonna, MN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Federated Reserve Ins Co
Owatonna, MN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 140.70%
Combined Ratio 86.76%
Expense Ratio 23.05%
Loss Ratio 63.71%
Net Premium Growth 9.54%
Other Medical Federated Reserve Ins Co
Owatonna, MN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Federated Reserve Ins Co
Owatonna, MN 		Click to
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Net Income 11.81M
Net Premium 61.13M
Health Premium --