C
Gulf States Ins Co (LA)
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.81
Risk Adjusted
Capital Ratio #2
1.42
Loss
Ratio
40.68%
Total
Assets
97.02M
Capital
35.90M
Net
Premiums
33.87M
Net
Income
6.34M
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Weiss Ratings Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Rating C
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 6.40
Reserve Adequacy Index 6.00
Stability Index 5.30
Company Info Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Industry P&C
NAIC Number 16052
Phone Number (337) 735-4074
Website gulfstatesinsure.com
Address 1201 Camellia Boulevard Lafayette, LA 70508
Balance Sheet Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Total Assets 97.02M
Capital and Reserves Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Risk-Adjusted Capital Ratio #1 1.81
Risk-Adjusted Capital Ratio #2 1.42
1-Year Reserve Development 2.17%
2-Year Reserve Development 2.45%
Capital 35.90M
Premium to Surplus 94.35%
Reserves to Surplus 12.70%
Investments Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 14.93%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 276.37%
Combined Ratio 69.00%
Expense Ratio 28.32%
Loss Ratio 40.68%
Net Premium Growth 42.42%
Other Medical Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Gulf States Ins Co (LA)
Lafayette, LA 		Click to
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Net Income 6.34M
Net Premium 33.87M
Health Premium --