Westminster American Ins Co

Owings Mills, MD

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.56

Risk Adjusted
Capital Ratio #2

1.66

Loss
Ratio

38.87%

Total
Assets

168.77M

Capital

77.00M

Net
Premiums

68.49M

Net
Income

14.83M

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Weiss Ratings	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.60
Investment Safety Index	--
Liquidity Index	7.90
Profitability Index	5.20
Reserve Adequacy Index	3.30
Stability Index	4.90

Company Info	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	16098
Phone Number	(410) 291-4040
Website	www.westminsteramerican.com
Address	8890 McDonogh Road Owings Mills, MD 21117

Balance Sheet	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Total Assets	168.77M

Capital and Reserves	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.56
Risk-Adjusted Capital Ratio #2	1.66
1-Year Reserve Development	-4.64%
2-Year Reserve Development	11.22%
Capital	77.00M
Premium to Surplus	88.94%
Reserves to Surplus	60.74%

Investments	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	118.81%
Combined Ratio	76.22%
Expense Ratio	37.35%
Loss Ratio	38.87%
Net Premium Growth	3.04%

Other Medical	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Net Income	14.83M
Net Premium	68.49M
Health Premium	--