C
Trisura Spclty Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Capital
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Premiums
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Major Rating Factors: Good long-term capitalization index (6.1 on a scale of 0 to 10) based on fair current risk adjusted capital (moderate loss scenarios), although results have slipped from the good range during the last year. A history of deficient reserves (2.9) that places pressure on both capital and profits. In 2024 and 2025 the two year reserve development was 23.0% and 36.0% deficient respectively. Fair profitability index (2.9) with operating losses during 2022 and 2024.
Other Rating Factors: Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.2) despite. The largest net exposure for one risk is acceptable at 2.9% of capital.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (22.4%), comm multi (13.7%), fire (9.6%), homeowners (3.1%), fin guar/surety (2.5%), med mal (1.4%), other (47.3%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (50.0%), common stock (22.7%), preferred stock (4.4%), non investment grade bonds (3.2%), other (19.7%)
Ratios
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
Corporate Info
Group Affiliation
Trisura Group Ltd
Investment Rating
--
Company Address
210 Park Avenue
Oklahoma City, OK 73102
Phone Number
(405) 583-6100
NAIC Number
16188
Largest Affiliates
B
Oklahoma City, OK - P&C
C
Oklahoma City, OK - P&C