National Farmers Union P&C Co
Major Rating Factors:
Weak profitability index (1.9 on a scale of 0 to 10). Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.5) including excessive premium growth and negative cash flow from operations for 2025.
Other Rating Factors:
Strong long-term capitalization index (9.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (60.8%), farmowners (23.9%), homeowners (11.9%), fire (1.3%), other (2.0%)
Licensed in:
All states except FL
Principal Investments:
Investment grade bonds (92.1%), cash (3.2%), other (4.7%)
Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
450 W. Hanes Mill Road
Winston-Salem, NC 27105
Winston-Salem, NC 27105
Phone Number
(800) 526-0332
NAIC Number
16217
Largest Affiliates