E
National Farmers Union P&C Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
9,062
1,998
11,060
18.07%
23.31%
2023
11,085
2,490
13,575
18.34%
22.83%
2022
10,150
2,138
12,288
17.40%
23.10%
2021
9,363
1,627
10,990
14.80%
22.81%
2020
10,730
1,687
12,417
13.59%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
33
8
41
19.51%
47.29%
2022
42
22
64
34.38%
45.44%
2021
48
18
66
27.27%
44.40%
2020
41
14
55
25.45%
42.45%
2019
58
38
96
39.58%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
11
5
16
31.25%
38.64%
2022
47
24
71
33.80%
39.39%
2021
61
21
82
25.61%
40.41%
2020
41
17
58
29.31%
48.09%
2019
45
18
63
28.57%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
950
526
1,476
35.64%
39.58%
2023
1,000
485
1,485
32.66%
36.96%
2022
1,859
927
2,786
33.27%
37.07%
2021
1,155
866
2,021
42.85%
39.17%
2020
2,612
1,181
3,793
31.14%
35.42%
2019
2,264
230
2,494
9.22%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
12.20%
2023
2
4
6
66.67%
16.34%
2022
11
16
27
59.26%
11.13%
2021
6
5
11
45.45%
18.93%
2020
10
9
19
47.37%
20.93%
2019
0
1
1
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,350
1,150
3,500
32.86%
45.22%
2023
3,037
1,465
4,502
32.54%
44.64%
2022
2,605
1,031
3,636
28.36%
46.15%
2021
2,169
877
3,046
28.79%
46.87%
2020
2,694
1,149
3,843
29.90%
43.90%
2019
2,790
1,388
4,178
33.22%
42.09%