Auto Physical Damage
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										315
									
									
										64
									
									
										379
									
									
										16.89%
									
									
										23.31%
									
								
										2023
									
									
										354
									
									
										0
									
									
										354
									
									
										0.00%
									
									
										22.83%
									
								
										2022
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										23.10%
									
								
										2021
									
									
										222
									
									
										29
									
									
										251
									
									
										11.55%
									
									
										22.81%
									
								
										2020
									
									
										132
									
									
										22
									
									
										154
									
									
										14.29%
									
									
										21.51%
									
								
										2019
									
									
										68
									
									
										9
									
									
										77
									
									
										11.69%
									
									
										22.66%
									
								
										Commercial Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										42
									
									
										180
									
									
										222
									
									
										81.08%
									
									
										47.45%
									
								
										2023
									
									
										45
									
									
										0
									
									
										45
									
									
										0.00%
									
									
										47.29%
									
								
										2022
									
									
										10
									
									
										0
									
									
										10
									
									
										0.00%
									
									
										45.44%
									
								
										Workers' Compensation
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										3
									
									
										3
									
									
										100.00%
									
									
										35.33%
									
								
										2023
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										35.67%
									
								
										2022
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										37.14%