C
Vantage Risk Spclty Ins Co
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.12
Risk Adjusted
Capital Ratio #2
0.64
Loss
Ratio
58.98%
Total
Assets
1.11B
Capital
239.76M
Net
Premiums
251.42M
Net
Income
37.30M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
2
2
100.00%
23.88%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
49.08%
2024
0
4
4
100.00%
47.46%
2023
0
67
67
100.00%
47.29%
2022
0
19
19
100.00%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
60
87
147
59.18%
42.44%
2024
87
97
184
52.72%
41.75%
2023
71
60
131
45.80%
38.64%
2022
71
152
223
68.16%
39.39%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2
3,604
3,606
99.94%
95.15%
2024
1
2,575
2,576
99.96%
96.08%
2023
0
1,065
1,065
100.00%
95.22%
2022
0
602
602
100.00%
96.00%
2021
0
8
8
100.00%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
17
2,243
2,260
99.25%
83.87%
2024
2
1,523
1,525
99.87%
81.44%
2023
0
667
667
100.00%
74.87%
2022
0
91
91
100.00%
72.69%
2021
0
0
0
0.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
1,411
1,414
99.79%
13.25%
2024
0
738
738
100.00%
12.32%
2023
0
140
140
100.00%
16.34%
2022
1
54
55
98.18%
11.13%
2021
0
0
0
0.00%
18.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
1
1
100.00%
63.97%
2023
0
0
0
0.00%
62.55%