| Weiss Ratings |
RAM Mutual Ins Co
Esko, MN |
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| Rating | ||||
| Capitalization Index | 7.50 | |||
| Investment Safety Index | -- | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 3.90 | |||
| Reserve Adequacy Index | 5.80 | |||
| Stability Index | 6.50 | |||
| Company Info |
RAM Mutual Ins Co
Esko, MN |
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| Industry | P&C | |||
| NAIC Number | 16330 | |||
| Phone Number | (218) 879-3321 | |||
| Website | www.rammutual.com | |||
| Address | 125 East Highway 61 Esko, MN 55733 | |||
| Balance Sheet |
RAM Mutual Ins Co
Esko, MN |
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| Total Assets | 156.32M | |||
| Capital and Reserves |
RAM Mutual Ins Co
Esko, MN |
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| Risk-Adjusted Capital Ratio #1 | 1.95 | |||
| Risk-Adjusted Capital Ratio #2 | 1.34 | |||
| 1-Year Reserve Development | 1.03% | |||
| 2-Year Reserve Development | 1.87% | |||
| Capital | 81.29M | |||
| Premium to Surplus | 110.96% | |||
| Reserves to Surplus | 29.22% | |||
| Investments |
RAM Mutual Ins Co
Esko, MN |
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| Cash | -- | |||
| CMO & Structured Securities | -- | |||
| Common & Preferred Stock | -- | |||
| Invested Assets | -- | |||
| Investments in Affiliates | -- | |||
| Mortgages in Good Standing | -- | |||
| Non-Investment Grade Bonds | -- | |||
| Non-Performing Mortgages | -- | |||
| Other Investment Grade Bonds | -- | |||
| Other Investments | -- | |||
| Real Estate | -- | |||
| Operating Ratios |
RAM Mutual Ins Co
Esko, MN |
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| Medical Loss Ratio | -- | |||
| Cash From Underwriting | 129.50% | |||
| Combined Ratio | 82.76% | |||
| Expense Ratio | 25.36% | |||
| Loss Ratio | 57.40% | |||
| Net Premium Growth | 19.34% | |||
| Other Medical |
RAM Mutual Ins Co
Esko, MN |
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| Bonus Pay | -- | |||
| Capitation Pay | -- | |||
| Contractual Pay | -- | |||
| Enrollment | -- | |||
| Fee For Service | -- | |||
| Medical Expense Per Member Per Month | -- | |||
| Network Physicians | -- | |||
| Other Pay | -- | |||
| Salary Pay | -- | |||
| Total Patient Encounters - Physician | -- | |||
| Total Patient Encounters-Non-Physician | -- | |||
| Profitability |
RAM Mutual Ins Co
Esko, MN |
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| Net Income | 14.89M | |||
| Net Premium | 90.20M | |||
| Health Premium | -- | |||