D
Battle Creek Ins Co
FargoND
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
267
89
356
25.00%
23.31%
2023
220
66
286
23.08%
22.83%
2022
241
75
316
23.73%
23.10%
2021
250
81
331
24.47%
22.81%
2020
224
73
297
24.58%
21.51%
2019
2,271
452
2,723
16.60%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
0
1
0.00%
47.44%
2023
1
0
1
0.00%
47.29%
2022
1
0
1
0.00%
45.44%
2021
1
0
1
0.00%
44.40%
2020
0
0
0
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
1
3
33.33%
41.75%
2023
3
3
6
50.00%
38.64%
2022
4
4
8
50.00%
39.39%
2021
5
4
9
44.44%
40.41%
2020
4
3
7
42.86%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
79
30
109
27.52%
39.58%
2023
51
22
73
30.14%
36.96%
2022
110
30
140
21.43%
37.07%
2021
66
22
88
25.00%
39.17%
2020
51
19
70
27.14%
35.42%
2019
1,149
402
1,551
25.92%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
95
58
153
37.91%
45.22%
2023
57
19
76
25.00%
44.64%
2022
50
18
68
26.47%
46.15%
2021
70
41
111
36.94%
46.87%
2020
65
54
119
45.38%
43.90%
2019
663
61
724
8.43%
42.09%