D
Battle Creek Ins Co
Fargo,  ND
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.31
Risk Adjusted
Capital Ratio #2
1.15
Loss
Ratio
74.19%
Total
Assets
35.63M
Capital
6.13M
Net
Premiums
7.52M
Net
Income
34.19K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
188
46
234
19.66%
23.88%
2024
267
89
356
25.00%
23.31%
2023
220
66
286
23.08%
22.83%
2022
241
75
316
23.73%
23.10%
2021
250
81
331
24.47%
22.81%
2020
224
73
297
24.58%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
49.08%
2024
1
0
1
0.00%
47.46%
2023
1
0
1
0.00%
47.29%
2022
1
0
1
0.00%
45.44%
2021
1
0
1
0.00%
44.40%
2020
0
0
0
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2
2
4
50.00%
42.44%
2024
2
1
3
33.33%
41.75%
2023
3
3
6
50.00%
38.64%
2022
4
4
8
50.00%
39.39%
2021
5
4
9
44.44%
40.41%
2020
4
3
7
42.86%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
78
26
104
25.00%
38.98%
2024
79
30
109
27.52%
39.58%
2023
51
22
73
30.14%
36.96%
2022
110
30
140
21.43%
37.07%
2021
66
22
88
25.00%
39.17%
2020
51
19
70
27.14%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
77
31
108
28.70%
45.21%
2024
95
58
153
37.91%
45.23%
2023
57
19
76
25.00%
44.64%
2022
50
18
68
26.47%
46.15%
2021
70
41
111
36.94%
46.87%
2020
65
54
119
45.38%
43.90%