A
Franklin Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.94
Risk Adjusted
Capital Ratio #2
1.94
Loss
Ratio
62.04%
Total
Assets
1.98B
Capital
1.52B
Net
Premiums
172.95M
Net
Income
40.74M
My Lists My Alerts
Weiss Ratings Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Capitalization Index 8.40
Investment Safety Index --
Liquidity Index 7.10
Profitability Index 4.80
Reserve Adequacy Index 9.20
Stability Index 8.80
Company Info Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 16454
Phone Number (973) 948-8800
Website www.fmiweb.com
Address Five Broad Street Branchville, NJ 07826
Balance Sheet Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.98B
Capital and Reserves Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 2.94
Risk-Adjusted Capital Ratio #2 1.94
1-Year Reserve Development -1.06%
2-Year Reserve Development -1.35%
Capital 1.52B
Premium to Surplus 11.41%
Reserves to Surplus 8.00%
Investments Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 6.86%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 100.19%
Combined Ratio 105.54%
Expense Ratio 43.50%
Loss Ratio 62.04%
Net Premium Growth 6.65%
Other Medical Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Franklin Mutual Ins Co
Branchville, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 40.74M
Net Premium 172.95M
Health Premium --