Noblr Reciprocal Exchange
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,144
457
2,601
17.57%
23.88%
2024
5,852
1,537
7,389
20.80%
23.31%
2023
2,716
733
3,449
21.25%
22.83%
2022
2,108
569
2,677
21.26%
23.10%
2021
3,062
935
3,997
23.39%
22.81%
2020
1,483
463
1,946
23.79%
21.51%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
448
182
630
28.89%
45.21%
2024
980
511
1,491
34.27%
45.23%
2023
413
313
726
43.11%
44.64%
2022
364
284
648
43.83%
46.15%
2021
415
324
739
43.84%
46.87%
2020
129
253
382
66.23%
43.90%