D
Holman Transportation RRG Inc
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (1.7 on a scale of 0 to 10) including weak risk diversification, negative cash flow from operations for 2024 and weak results on operational trends. Fair profitability index (3.7) with operating losses during 2020, 2023 and 2024. Average return on equity over the last five years has been poor at -1.4%. History of adequate reserve strength (5.8) as reserves have been consistently at an acceptable level.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: AL
Principal Investments: Cash (100.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
1064 Gardner Road
Charleston, SC 29407
Phone Number
(800) 226-0793
NAIC Number
16488
Largest Affiliates
No affiliate information available.