Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,577
2,934
6,511
45.06%
23.88%
2024
4,740
4,396
9,136
48.12%
23.31%
2023
3,244
2,614
5,858
44.62%
22.83%
2022
1,922
1,600
3,522
45.43%
23.10%
2021
1,804
1,094
2,898
37.75%
22.81%
2020
1,208
760
1,968
38.62%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
429
320
749
42.72%
49.08%
2024
278
211
489
43.15%
47.46%
2023
226
107
333
32.13%
47.29%
2022
197
117
314
37.26%
45.44%
2021
223
140
363
38.57%
44.40%
2020
178
89
267
33.33%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
39
46
85
54.12%
42.44%
2024
117
332
449
73.94%
41.75%
2023
36
118
154
76.62%
38.64%
2022
30
60
90
66.67%
39.39%
2021
38
70
108
64.81%
40.41%
2020
69
158
227
69.60%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
7
12
58.33%
38.98%
2024
24
22
46
47.83%
39.58%
2023
136
58
194
29.90%
36.96%
2022
183
150
333
45.05%
37.07%
2021
249
285
534
53.37%
39.17%
2020
317
342
659
51.90%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2021
0
2
2
100.00%
93.58%
2020
0
3
3
100.00%
94.02%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
24
21
45
46.67%
83.87%
2024
5
21
26
80.77%
81.44%
2023
6
22
28
78.57%
74.87%
2022
45
60
105
57.14%
72.69%
2021
34
41
75
54.67%
79.01%
2020
64
51
115
44.35%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
258
679
937
72.47%
13.25%
2024
281
618
899
68.74%
12.32%
2023
215
430
645
66.67%
16.34%
2022
110
281
391
71.87%
11.13%
2021
191
870
1,061
82.00%
18.93%
2020
182
548
730
75.07%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
532
138
670
20.60%
45.21%
2024
325
570
895
63.69%
45.23%
2023
98
44
142
30.99%
44.64%
2022
35
29
64
45.31%
46.15%
2021
93
23
116
19.83%
46.87%
2020
12
26
38
68.42%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
158
19
177
10.73%
34.83%
2024
191
96
287
33.45%
35.33%
2023
234
28
262
10.69%
35.67%
2022
247
33
280
11.79%
37.14%
2021
287
37
324
11.42%
35.46%
2020
262
47
309
15.21%
33.86%