STC Hlthcr Partners RRG Inc
Major Rating Factors:
Poor long-term capitalization index (0.2 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the excellent range over the last two years. A history of deficient reserves (1.9) that places pressure on both capital and profits. In 2024 and 2025 the two year reserve development was 60.1% and 88.6% deficient respectively. Weak profitability index (2.5) with operating losses during 2024 and 2025.
Other Rating Factors:
Weak overall results on stability tests (0.0) including weak risk adjusted capital in prior years and negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 68.5% of capital. Excellent liquidity (7.9) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
Principal Lines of Business:
Med mal (92.0%), other (8.0%)
Licensed in:
SC
Principal Investments:
Cash (64.8%), other (35.2%)
Corporate Info
Group Affiliation
Stc Healthcare Partners LLC
Investment Rating
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Company Address
100 Brigade Street
Charleston, SC 29403
Charleston, SC 29403
Phone Number
(802) 864-2747
NAIC Number
16678
Website
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Largest Affiliates