A
Great American Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
7,027
621
7,648
8.12%
23.88%
2024
7,612
338
7,950
4.25%
23.31%
2023
7,600
398
7,998
4.98%
22.83%
2022
8,072
282
8,354
3.38%
23.10%
2021
8,035
294
8,329
3.53%
22.81%
2020
9,026
282
9,308
3.03%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,089
284
1,373
20.68%
49.08%
2024
1,329
353
1,682
20.99%
47.46%
2023
1,461
344
1,805
19.06%
47.29%
2022
1,366
268
1,634
16.40%
45.44%
2021
1,193
252
1,445
17.44%
44.40%
2020
902
237
1,139
20.81%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,001
406
1,407
28.86%
42.44%
2024
1,343
399
1,742
22.90%
41.75%
2023
1,741
360
2,101
17.13%
38.64%
2022
1,175
342
1,517
22.54%
39.39%
2021
1,868
384
2,252
17.05%
40.41%
2020
2,471
362
2,833
12.78%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
427
36
463
7.78%
38.98%
2024
783
62
845
7.34%
39.58%
2023
1,420
64
1,484
4.31%
36.96%
2022
733
49
782
6.27%
37.07%
2021
793
45
838
5.37%
39.17%
2020
847
53
900
5.89%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
95.15%
2024
1
3
4
75.00%
96.08%
2023
1
0
1
0.00%
95.22%
2022
2
0
2
0.00%
96.00%
2021
1
0
1
0.00%
93.58%
2020
0
0
0
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
292
1,624
1,916
84.76%
83.87%
2024
338
1,542
1,880
82.02%
81.44%
2023
302
1,555
1,857
83.74%
74.87%
2022
304
1,304
1,608
81.09%
72.69%
2021
409
1,383
1,792
77.18%
79.01%
2020
404
1,532
1,936
79.13%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,966
1,398
5,364
26.06%
13.25%
2024
3,632
1,145
4,777
23.97%
12.32%
2023
2,845
691
3,536
19.54%
16.34%
2022
3,320
568
3,888
14.61%
11.13%
2021
3,290
640
3,930
16.28%
18.93%
2020
5,208
1,064
6,272
16.96%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
18
17
35
48.57%
45.21%
2024
58
48
106
45.28%
45.23%
2023
54
47
101
46.53%
44.64%
2022
26
36
62
58.06%
46.15%
2021
10
29
39
74.36%
46.87%
2020
24
30
54
55.56%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
84.76%
2024
3
3
6
50.00%
84.35%
2023
2
3
5
60.00%
68.07%
2022
4
3
7
42.86%
77.84%
2021
2
1
3
33.33%
84.45%
2020
3
4
7
57.14%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
49
67
116
57.76%
63.59%
2024
57
71
128
55.47%
63.97%
2023
50
57
107
53.27%
62.55%
2022
46
86
132
65.15%
56.52%
2021
55
71
126
56.35%
62.74%
2020
46
58
104
55.77%
61.51%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
79
0
79
0.00%
3.84%
2024
121
0
121
0.00%
4.30%
2023
186
0
186
0.00%
4.57%
2022
373
0
373
0.00%
4.29%
2021
727
1
728
0.14%
5.64%
2020
1,106
22
1,128
1.95%
5.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4,346
353
4,699
7.51%
34.83%
2024
2,870
343
3,213
10.68%
35.33%
2023
2,322
213
2,535
8.40%
35.67%
2022
2,069
201
2,270
8.85%
37.14%
2021
2,189
164
2,353
6.97%
35.46%
2020
2,505
302
2,807
10.76%
33.86%