Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,284
150
1,434
10.46%
23.88%
2024
1,384
189
1,573
12.02%
23.31%
2023
1,354
202
1,556
12.98%
22.83%
2022
1,321
181
1,502
12.05%
23.10%
2021
1,197
170
1,367
12.44%
22.81%
2020
1,134
153
1,287
11.89%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
658
148
806
18.36%
38.98%
2024
944
187
1,131
16.53%
39.58%
2023
1,055
238
1,293
18.41%
36.96%
2022
828
249
1,077
23.12%
37.07%
2021
717
230
947
24.29%
39.17%
2020
850
238
1,088
21.88%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
618
136
754
18.04%
45.21%
2024
677
133
810
16.42%
45.23%
2023
784
161
945
17.04%
44.64%
2022
800
164
964
17.01%
46.15%
2021
752
149
901
16.54%
46.87%
2020
702
155
857
18.09%
43.90%