Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
22
35
62.86%
23.88%
2024
25
20
45
44.44%
23.31%
2023
31
21
52
40.38%
22.83%
2022
0
82
82
100.00%
23.10%
2021
21
15
36
41.67%
22.81%
2020
17
18
35
51.43%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
43
46
89
51.69%
49.08%
2024
160
33
193
17.10%
47.46%
2023
39
36
75
48.00%
47.29%
2022
32
23
55
41.82%
45.44%
2021
34
19
53
35.85%
44.40%
2020
19
34
53
64.15%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
102
22
124
17.74%
38.98%
2024
160
36
196
18.37%
39.58%
2023
180
56
236
23.73%
36.96%
2022
89
40
129
31.01%
37.07%
2021
103
63
166
37.95%
39.17%
2020
84
113
197
57.36%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
7
7
100.00%
83.87%
2024
0
11
11
100.00%
81.44%
2023
1
3
4
75.00%
74.87%
2022
1
2
3
66.67%
72.69%
2021
1
1
2
50.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
12
17
70.59%
13.25%
2024
3
6
9
66.67%
12.32%
2023
4
7
11
63.64%
16.34%
2022
5
7
12
58.33%
11.13%
2021
3
12
15
80.00%
18.93%
2020
13
5
18
27.78%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
1
1
100.00%
46.15%
2020
1
3
4
75.00%
43.90%