Evergreen Legal Expense Ins Co

Grand Rapids, MI

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.63

Risk Adjusted
Capital Ratio #2

0.97

Loss
Ratio

35.84%

Total
Assets

1.40M

Capital

789.59K

Net
Premiums

668.96K

Net
Income

51.70K

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Weiss Ratings	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Rating	D
Capitalization Index	5.20
Investment Safety Index	--
Liquidity Index	7.80
Profitability Index	7.50
Reserve Adequacy Index	9.70
Stability Index	1.20

Company Info	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	16794
Phone Number	(616) 406-5625
Website	evergreenprepaid.com
Address	5366 Plainfield Avenue, NE Grand Rapids, MI 49525

Balance Sheet	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.40M

Capital and Reserves	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.63
Risk-Adjusted Capital Ratio #2	0.97
1-Year Reserve Development	-6.03%
2-Year Reserve Development	-25.43%
Capital	789.59K
Premium to Surplus	84.72%
Reserves to Surplus	7.68%

Investments	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	132.89%
Combined Ratio	84.39%
Expense Ratio	48.56%
Loss Ratio	35.84%
Net Premium Growth	7.76%

Other Medical	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Evergreen Legal Expense Ins Co Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Net Income	51.70K
Net Premium	668.96K
Health Premium	--