D
Overdrive RRG LLC
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (1.5 on a scale of 0 to 10) including weak risk diversification and fair risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 17.5% of capital. Fair profitability index (3.0). Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020.
Other Rating Factors: Ample reserve history (8.3) that helps to protect the company against sharp claims increases. Superior liquidity (9.2) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: TN
Principal Investments: Cash (100.0%)
Ratios
Premium to Surplus
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
463 Mountain View Drive
Colchester, VT 05446
Phone Number
(802) 864-5599
NAIC Number
16822
Website
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Largest Affiliates
There are no affiliate to display.