D
Branch Ins Exchange
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,126
1,251
4,377
28.58%
23.31%
2023
15,017
5,527
20,544
26.90%
22.83%
2022
7,411
3,260
10,671
30.55%
23.10%
2021
602
246
848
29.01%
22.81%
2020
8
1
9
11.11%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,337
952
2,289
41.59%
39.58%
2023
2,662
1,803
4,465
40.38%
36.96%
2022
1,029
1,165
2,194
53.10%
37.07%
2021
31
42
73
57.53%
39.17%
2020
0
1
1
100.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
622
1,035
1,657
62.46%
45.22%
2023
2,765
5,147
7,912
65.05%
44.64%
2022
1,206
2,757
3,963
69.57%
46.15%
2021
73
98
171
57.31%
46.87%
2020
0
0
0
0.00%
43.90%