B
Sutton Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.69
Risk Adjusted
Capital Ratio #2
1.43
Loss
Ratio
48.60%
Total
Assets
545.33M
Capital
190.10M
Net
Premiums
71.93M
Net
Income
15.15M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
23.88%
2024
24
15
39
38.46%
23.31%
2023
59
25
84
29.76%
22.83%
2022
14
16
30
53.33%
23.10%
2021
0
0
0
0.00%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
193
340
533
63.79%
49.08%
2024
197
323
520
62.12%
47.46%
2023
106
135
241
56.02%
47.29%
2022
67
105
172
61.05%
45.44%
2021
1
3
4
75.00%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
25
41
66
62.12%
42.44%
2024
21
29
50
58.00%
41.75%
2023
15
14
29
48.28%
38.64%
2022
4
7
11
63.64%
39.39%
2021
0
0
0
0.00%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
981
1,953
2,934
66.56%
38.98%
2024
1,023
2,069
3,092
66.91%
39.58%
2023
756
1,344
2,100
64.00%
36.96%
2022
299
442
741
59.65%
37.07%
2021
25
45
70
64.29%
39.17%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
190
195
97.44%
83.87%
2024
10
98
108
90.74%
81.44%
2023
3
31
34
91.18%
74.87%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
15
183
198
92.42%
13.25%
2024
19
125
144
86.81%
12.32%
2023
16
64
80
80.00%
16.34%
2022
17
24
41
58.54%
11.13%
2021
3
5
8
62.50%
18.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
4
4
100.00%
84.76%
2024
0
1
1
100.00%
84.35%
2023
0
0
0
0.00%
68.07%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
34.83%
2024
30
6
36
16.67%
35.33%
2023
22
14
36
38.89%
35.67%
2022
1
2
3
66.67%
37.14%