C
Element Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Element Ins Co
West Chester, OH
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Rating C
Capitalization Index 9.90
Investment Safety Index --
Liquidity Index 9.10
Profitability Index 8.90
Reserve Adequacy Index 4.70
Stability Index 2.00
Company Info Element Ins Co
West Chester, OH
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Industry P&C
NAIC Number 16867
Phone Number (513) 755-5780
Website www.elementcoverage.com
Address 6449 Allen Road West Chester, OH 45069
Balance Sheet Element Ins Co
West Chester, OH
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Total Assets 5.79M
Capital and Reserves Element Ins Co
West Chester, OH
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Risk-Adjusted Capital Ratio #1 4.62
Risk-Adjusted Capital Ratio #2 2.93
1-Year Reserve Development 1.67%
2-Year Reserve Development 0.09%
Capital 4.30M
Premium to Surplus 44.31%
Reserves to Surplus 6.87%
Investments Element Ins Co
West Chester, OH
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Element Ins Co
West Chester, OH
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Medical Loss Ratio --
Cash From Underwriting 184.65%
Combined Ratio 68.37%
Expense Ratio 21.85%
Loss Ratio 46.53%
Net Premium Growth 49.41%
Other Medical Element Ins Co
West Chester, OH
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Element Ins Co
West Chester, OH
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Net Income 460.32K
Net Premium 1.91M
Health Premium --