C
Element Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
7.76
Risk Adjusted
Capital Ratio #2
4.86
Loss
Ratio
25.93%
Total
Assets
5.36M
Capital
4.11M
Net
Premiums
1.02M
Net
Income
271.53K
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Weiss Ratings Element Ins Co
West Chester, OH 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.70
Profitability Index 8.80
Reserve Adequacy Index 4.10
Stability Index 2.00
Company Info Element Ins Co
West Chester, OH 		Click to
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Industry P&C
NAIC Number 16867
Phone Number (513) 755-5780
Website www.elementcoverage.com
Address 6449 Allen Road West Chester, OH 45069
Balance Sheet Element Ins Co
West Chester, OH 		Click to
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Total Assets 5.36M
Capital and Reserves Element Ins Co
West Chester, OH 		Click to
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Risk-Adjusted Capital Ratio #1 7.76
Risk-Adjusted Capital Ratio #2 4.86
1-Year Reserve Development 10.00%
2-Year Reserve Development 0.00%
Capital 4.11M
Premium to Surplus 30.00%
Reserves to Surplus 0.00%
Investments Element Ins Co
West Chester, OH 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Element Ins Co
West Chester, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting 220.00%
Combined Ratio 50.00%
Expense Ratio 20.00%
Loss Ratio 25.93%
Net Premium Growth 20.00%
Other Medical Element Ins Co
West Chester, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Element Ins Co
West Chester, OH 		Click to
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Net Income 271.53K
Net Premium 1.02M
Health Premium --