D
Obsidian Spclty Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.56
Risk Adjusted
Capital Ratio #2
0.43
Loss
Ratio
127.00%
Total
Assets
396.27M
Capital
87.92M
Net
Premiums
27.77M
Net
Income
6.25M
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Weiss Ratings Obsidian Spclty Ins Co
New York, NY 		Click to
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Rating D
Capitalization Index 2.40
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 3.10
Reserve Adequacy Index 3.90
Stability Index 3.80
Company Info Obsidian Spclty Ins Co
New York, NY 		Click to
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Industry P&C
NAIC Number 16871
Phone Number (800) 684-5428
Website www.obsidianspecialty.com
Address 1330 Avenue of Americas New York, NY 10019
Balance Sheet Obsidian Spclty Ins Co
New York, NY 		Click to
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Total Assets 396.27M
Capital and Reserves Obsidian Spclty Ins Co
New York, NY 		Click to
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Risk-Adjusted Capital Ratio #1 0.56
Risk-Adjusted Capital Ratio #2 0.43
1-Year Reserve Development 530.00%
2-Year Reserve Development 2,010.00%
Capital 87.92M
Premium to Surplus 40.00%
Reserves to Surplus 60.00%
Investments Obsidian Spclty Ins Co
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 55.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Obsidian Spclty Ins Co
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Medical Loss Ratio --
Cash From Underwriting 720.00%
Combined Ratio 110.00%
Expense Ratio -20.00%
Loss Ratio 127.00%
Net Premium Growth 20.00%
Other Medical Obsidian Spclty Ins Co
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Obsidian Spclty Ins Co
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Net Income 6.25M
Net Premium 27.77M
Health Premium --